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Top-Rated Travel Insurance Providers (UK 2026)
Based on data from Which? and Forbes Advisor, here are some of the most highly-rated companies:
- Saga Travel Insurance: Consistently rated as a “Best Buy,” particularly for its Plus policies which offer some of the highest limits for medical expenses (£20m) and cancellation (£20k).
- Staysure Travel Insurance: Highly regarded for its expertise in covering pre-existing medical conditions and older travellers, with no upper age limit.
- Post Office Travel Insurance: A multi-award winner (Your Money and MoneyFacts awards) that offers a wide range of tiers and 24/7 medical assistance via a dedicated app.
- Aviva Travel Insurance: Known for comprehensive annual multi-trip and single-trip policies, including coverage for UK holidays and cruise options.
- AllClear Travel Insurance: A specialist in medical travel insurance, currently maintaining a 4.8/5 “Excellent” rating on Trustpilot.
Comparison Tools & Resources
If you want to compare multiple quotes at once to find the best current price, these platforms are highly recommended:
- Go.Compare: Offers quotes from over 40 providers and is rated “Excellent” on Trustpilot.
- MoneyHelper: An official government-backed directory that helps find specialist cover, particularly for those with serious health conditions.
- PayingTooMuch: Voted “Best Comparison Site” for several consecutive years, specifically noted for its ease of use in finding medical cover.
Go Compare +4
Quick Tips for Selection.
- Specialist Needs: If you are over 70 or have medical conditions, focus on Saga, Staysure, or AllClear.
- Cruise Cover: Most standard policies require a specific Cruise add-on to cover things like cabin confinement or missed port stops.
- Winter Sports: Specialist cover is mandatory for skiing or snowboarding to ensure emergency rescue costs are covered.
www.which.co.uk +4